RefinanceSaintLouis.com
Serving Saint Louis & Missouri Residents

Debt Consolidation

Mortgage Rates
National Average
3/12/2010
Loan Type
APR
+/-
30 yr 4.96%
15 yr 4.51%
1 yr ARM 5.07%

www.refinancesaintlouis.com

Debt Consolidation

The interest on your home loan may be the only tax deductible interest available to you.  This tax advantage makes debt consolidation a promising solution to eliminating high-interest credit cards.  A debt consolidation loan is the perfect alternative to filing bankruptcy or using a debt settlement company.  Filing bankruptcy may force you to liquidate all of your assets – including your home!  Often, when using a debt settlement company the money you send in can sit in an account for six months with no payments going out to your creditors.  In the meantime, your credit will take a hit and your debt may continue to accumulate interest.  Our company will take the time out to walk you through the alternatives even helping you to negotiate settlements with your creditors reducing the amount of your overall debt.

 

Contact us for a confidential financial evaluation.

 

Your Credit Report
(could make you or break you)

 

Disputing Errors on Your Credit Report

 

Generally speaking, it may take 60 to 90 days for your credit report to be updated, unless you are will to pay extra to have it updated sooner.  Therefore, it is good to know your credit condition well in advance of making a purchase or refinance.  These are the links to the 3 Credit Reporting agencies:

 

·          TransUnion

·          Equifax

·          Experian

 

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Properties for Sale

 

Want to list a property in this section?  Send us an e-mail with a link to pictures or provide basic information to be posted in this section.